CA
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP (1-877-382-4357) or www.ftc.gov.

California license number: 10528-99.

CO
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE WWW.COAG.GOV/CAR.

Agency Colorado Office:
Colorado Manager, Inc.
8690 Wolff Court, Suite 110
Westminster, CO 80031

Tel: (303) 920-4763

A consumer has the right to request in writing that a debt collector or collection agency cease further communication with the consumer. A written request to cease communication will not prohibit the debt collector or collection agency from taking any other action authorized by law to collect the debt.

IDAHO
As required by law, our toll-free telephone number is 1-800-551-5772. Our mailing address is 300 Chatham Avenue, Rock Hill, SC 29730 Our normal business hours are Monday-Friday, 8:00 am - 5:00 Pm EST.

ME
Hours of Operation are Monday-Friday 8:00 AM-5:00 PM Eastern standard time.

MA
Hours of Operation: Monday-Friday 8:00 AM-5:00 PM Eastern standard time.
Williams & Fudge, Inc.'s Phone: 800-551-5772

MN
THIS COLLECTION AGENCY IS LICENSED BY THE MINNESOTA DEPARTMENT OF COMMERCE

NYC
New York City Department of Consumer Affairs License Number 1074538
Williams & Fudge, Inc.'s Phone: 800-551-5772

NEW YORK CITY CONSUMERS: Williams & Fudge, Inc. offers the following language access services to NYC consumers: 1) the option to speak with a Williams & Fudge, Inc. representative in Spanish. In addition, a translation and description of commonly-used debt collection terms is available in multiple languages on the NYC Department of Consumer and Worker Protection (formerly the Department of Consumer Affairs) website, www.nyc.gov/dcwp.

NC
North Carolina Company Number: 119498541

TN
THIS COLLECTION AGENCY IS LICENSED BY THE COLLECTION SERVICE BOARD, THE DEPARTMENT OF COMMERCE AND INSURANCE.

WISCONSIN
“This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions, www.wdfi.org".